models
Models
Financial model templates for fintech products — bank accounts, term loans, credit cards.
- Term Loans — see also the interactive Term Loan Unit Economics calculator
- Bank Accounts
- Credit Cards
- Fintech Revenue Model - Unit.co
These models serve to provide a baseline for what the unit economics look like if you’re building out one of the many configurable products. Please leave comments in the model, we’re figuring out a better system for collaboration for them.
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Bank Account Economics Model
Build-your-own deposit account unit economics — model net interest income, debit interchange, monthly fees, and per-account servicing cost across checking and savings products.
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Credit Card Economics Model
Build-your-own credit card unit economics — model revolve rate, APR, interchange, charge-offs, cost of funds, and rewards costs across credit and charge card products.
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Term Loan Economics Model
Build-your-own fixed-term loan portfolio model — per-loan IRR, charge-offs, cost of funds, and net interest margin for installment lending.